TERMS AND CONDITIONS
Last updated: March 11, 2026
1. Acceptance of Terms
By accessing and using the Capital Brothers website and services, you accept and agree to be bound by these Terms and Conditions. If you do not agree to these terms, please do not use our website or services.
2. Description of Services
Capital Brothers provides equipment financing services for construction equipment, commercial trucks, trailers, and other heavy equipment. Our services include financing applications, loan processing, and related financial services for businesses and individuals in the equipment industry.
3. Eligibility
To use our services, you must:
- Be at least 18 years of age
- Have the legal capacity to enter into binding contracts
- Provide accurate and complete information in your application
- Meet our credit and underwriting requirements
4. Application Process
When you submit a financing application:
- You authorize us to verify your information and conduct credit checks
- You agree to provide truthful and accurate information
- You understand that submitting an application does not guarantee approval
- You acknowledge that terms and rates are subject to change based on creditworthiness
5. Financing Terms
All financing terms, including interest rates, loan amounts, and repayment schedules, will be specified in your individual financing agreement. The terms displayed on our website are for informational purposes only and may vary based on your credit profile, equipment type, and other factors.
6. User Responsibilities
As a user of our services, you agree to:
- Provide accurate, current, and complete information
- Maintain the confidentiality of your account information
- Notify us immediately of any unauthorized use of your account
- Comply with all applicable laws and regulations
- Not use our services for any fraudulent or illegal purposes
7. Intellectual Property
All content on the Capital Brothers website, including text, graphics, logos, images, and software, is the property of Capital Brothers and is protected by intellectual property laws. You may not reproduce, distribute, or create derivative works from this content without our express written permission.
8. Disclaimer of Warranties
Our website and services are provided "as is" and "as available" without any warranties of any kind, either express or implied. We do not warrant that our services will be uninterrupted, error-free, or completely secure.
9. Limitation of Liability
To the fullest extent permitted by law, Capital Brothers shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of our website or services. Our total liability shall not exceed the amount you paid for our services.
10. Indemnification
You agree to indemnify and hold harmless Capital Brothers, its officers, directors, employees, and agents from any claims, damages, losses, or expenses arising out of your use of our services or violation of these Terms and Conditions.
11. Governing Law
These Terms and Conditions shall be governed by and construed in accordance with the laws of the United States. Any disputes arising under these terms shall be resolved in the appropriate courts.
12. Changes to Terms
We reserve the right to modify these Terms and Conditions at any time. Changes will be effective immediately upon posting to our website. Your continued use of our services after any changes constitutes acceptance of the modified terms.
13. Severability
If any provision of these Terms and Conditions is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.
14. SMS/Text Messaging Terms & Conditions
1. Program Description
When you opt-in to receive text messages from Capital Brothers Now LLC, you agree to receive recurring automated promotional and personalized marketing text messages (e.g., equipment financing offers, funding updates, application statuses, and account alerts) at the cell phone number used when signing up. Consent is not a condition of any purchase or financing agreement.
2. Message Frequency
Message frequency varies based on your account activity and application status.
3. Message and Data Rates
As always, message and data rates may apply for any messages sent to you from us and to us from you. If you have any questions about your text plan or data plan, it is best to contact your wireless provider.
4. Opt-Out Instructions
You can cancel the SMS service at any time. Just text the keyword STOP to our number. After you send the SMS message STOP to us, we will send you an SMS message to confirm that you have been unsubscribed. After this, you will no longer receive SMS messages from us. If you wish to rejoin, you can sign up again through our website's opt-in form, and we will resume sending SMS messages to you.
5. Help Instructions
If at any time you forget what keywords are supported or need assistance, just text HELP to our number. After you send the SMS message HELP to us, we will respond with instructions on how to use our service as well as how to unsubscribe. You can also contact our support team directly at [email protected] or (866) 318-2767.
6. Carrier Liability
Participating mobile carriers are not liable for delayed or undelivered messages.
7. Privacy Policy
For information regarding the collection, use, and strict protection of your mobile information, please review our Privacy Policy.
15. Contact Information
For questions about these Terms and Conditions, please contact us at: